Mortgage Calc
Calculate monthly mortgage payments.
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How to use
How to use Mortgage Calc
Model monthly payments before you talk to a lender — principal, rate, and term in one view.
- 01
Enter loan amount, annual interest rate, and term in years.
- 02
Review monthly payment and total interest paid.
- 03
Adjust numbers to compare scenarios side by side.
Common questions
Does this include taxes and insurance?
This calculator focuses on principal and interest. Add escrow costs separately for a full housing budget.
Are results exact to the penny?
Outputs use standard amortization formulas — suitable for planning, not a binding loan offer.
Can I try different down payments?
Lower the loan amount field to reflect your down payment and see how payments change.
Runs in your browser · Your input is never uploaded · Free with no account